Privacy Policy & Terms of Service
Benefit Strategy Partners LLC (BSP)
Effective Date: January 1, 2025
Privacy Policy
Benefit Strategy Partners LLC (“BSP”, “we”, “our”, or “us”) is committed to protecting the privacy and personal data of our clients and their employees. This Privacy Policy explains how we collect, use, share, and safeguard personal information in connection with our employee benefits brokerage and advisory services, as well as data collected through our website.
This Privacy Notice describes the types of information that BSP and its affiliates may collect from you and/or your company or that you and/or your company may provide when you and/or your company visit our website http://benefitstrategypartners.com (our “Site”) or otherwise interact with BSP and our practices for collecting, using, maintaining, protecting and disclosing that information. In addition to you and/or your company this Notice applies to information about the former and current employees, dependents, and other eligible plan participants for which we are providing services.
This Privacy Notice applies to information we collect on or through our Site, from electronic messages between you and/or your company and information collected through other means related to the Services provided by BSP except for Notice information collected by: (i) us offline or through any other means, including through any other website or platform operated by any third party; or (ii) any third party (including our affiliates), including through any application or content that may link to or be accessible from our Site.
This Privacy Notice does not apply to your use of a third-party site linked to our Site. The inclusion of a link to a third-party website does not imply endorsement of the linked site or service by us or our affiliates. These third-party websites will be governed by different terms of use (including privacy notices) and you and/or your company are solely responsible for viewing and using each such website in accordance with the applicable terms of use. BSP is not responsible for how your Personal Information is handled by such third-party websites.
Please read this Privacy Notice carefully to understand our policies and practices regarding your information. By accessing or using or seeking to access or use our Site or Services, you and/or your company agree to this Privacy Notice. You and/or your company may also withdraw your consent to the terms of our Privacy Notice at any time by contacting us.
1. Scope and Purpose
This Privacy Policy applies to:
Personal information collected through our services provided to client organizations.
Information collected via BSP-operated websites.
We act as a service provider to our clients and process personal data in accordance with our contractual obligations and applicable data privacy laws.
2. Information We Collect
Client Employee Data (through services)
Identifying details: name, address, email, phone
Employment data: title, employer, location, hire date
Benefits-related data: enrollments, dependents, coverage info
Health data: limited information as needed for eligibility or coverage
Government identifiers: SSN, employee ID
Financial data: premiums, contributions
Website Usage Data
IP address
Browser type and version
Pages visited
Time spent on pages
Device information
Cookies
We use cookies and similar technologies to:
Improve site functionality and performance
Analyze website traffic
Enhance user experience
You can modify your browser settings to disable cookies. Some website features may not function properly without cookies.
3. Use & Disclosure of Information
We use personal data to & for:
Deliver employee benefits brokerage and consulting services
Facilitate benefits enrollment and communication
Assist with compliance and reporting
Administer and improve our website
To present our Site and its contents to you and/or your company.
To provide you and/or your company with information, products or services that you and/or your company request from us.
To notify you and/or your company about changes to our Site or any products or services we offer or provide through it.
To fulfill any purpose for which you and/or your company provide such information.
For BSP’s internal business purposes.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and/or your company and BSP.
In any other way we may describe when you and/or your company provide the information.
For any other purpose with your consent.
We disclose data to & for:
To third party service providers such as entities providing customer service, email delivery, auditing, hosting our website and other services.
To a medical care institution or medical professional to verify coverage or benefits, to inform you and/or your company of a medical problem of which you and/or your company may not be aware or to conduct an audit that would enable us to verify treatment.
To our affiliates, contractors, service providers and other third parties we use to support our business or deliver insurance-related services to you and/or your company.
To third parties involved with events that you and/or your company register for, to facilitate your participation in those events.
To fulfill any purpose for which you and/or your company provide such information.
For any other purpose disclosed by us when you and/or your company provide the information.
To an insurance carrier, agent or credit reporting agency to detect, prevent or prosecute actual or potential criminal activity, fraud, misrepresentation, unauthorized transactions, claims or other liabilities in connection with an insurance transaction.
To comply with any court order, law or legal process, government or regulatory request.
To enforce or apply our Terms of Use and other agreements between you and/or your company and BSP.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of BSP, our affiliates, customers or service providers.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of BSP’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by BSP about user of our Site is among the assets transferred.
For any other purpose with your consent.
We do not sell personal information.
4. Sharing of Information
We may share personal information with:
Insurance carriers and third-party administrators (TPAs)
Payroll/HR systems and benefit platforms
Regulatory or government agencies
Legal, compliance, and IT providers
All third-party vendors are required to implement appropriate security measures.
5. Data Security
BSP uses reasonable administrative, technical, and physical safeguards to protect data, against the loss, misuse and unauthorized alteration of personal information under our control, including physical, electronic and procedural safeguards that meet or exceed applicable federal and state standards. Although we use commercially reasonable efforts to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of Personal Information or data is at your own risk. Safeguards include:
Encryption
Secure transmission methods
Access controls
Regular security audits
Children Under the Age of 13
Our Site is not intended for children under 13 years of age. No one under age 13 may provide any information through our Site. If you are under 13, do not use or provide any information on our Site or on or through any of its features. We do not knowingly collect personal information from children under 13; however, if we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. Please contact us if you believe we might have personal information about a child under age 13.
Processing Personal Data under General Data Protection Regulation (GDPR)
BSP is a United States based company with its principal place of business at 100 Cumings Center, Suite 441-P, Beverly, MA 01915. BSP’s Site is managed and operated solely on servers within the United States. Accordingly, BSP does not purposely avail itself of the European Economic Area (EEA). However, if you and/or your company reside in the EEA, BSP may be a data controller of all personal data collected on our Site. The personal data of any individual who resides outside of the United States provided to us will be transferred to and processed in the United States.
6. Data Retention
We retain personal information only as long as necessary for:
Service delivery
Legal or regulatory requirements
Contractual obligations
7. Individual Rights
Depending on your state of residence, you may have rights to:
Access or request a copy of your data
Correct inaccurate data
Request deletion of data (with limitations)
Opt-out of certain uses of data - You and/or your company can opt-out if you and/or your company do not wish to have your contact information used by BSP to promote our own products or services.
Requests should be directed first to your employer. BSP will assist as necessary under applicable law.
8. Legal Compliance
BSP complies with:
HIPAA
CCPA/CPRA (California)
NY SHIELD Act
Other state and federal privacy laws
9. Contact Information
Privacy Officer
Benefit Strategy Partners LLC
100 Cummings Center, Suite 441-P; Beverly, MA 01915
(781) 832-5086
Terms of Service
By accessing or using the BSP website, you agree to the following Terms of Service:
1. Use of Site
You may use the site for informational purposes only. You may not use it for unlawful or unauthorized purposes.
2. Intellectual Property
All content, branding, and materials on this website are the property of BSP and may not be used without prior written permission.
3. No Warranty
The site and its content are provided “as is” without warranty of any kind. BSP does not guarantee the accuracy, completeness, or reliability of the content.
4. Limitation of Liability
BSP is not liable for any damages arising from the use or inability to use this website or the services referenced herein.
5. External Links
This site may contain links to third-party sites. BSP is not responsible for the content or practices of these sites.
6. Changes to Terms
BSP may modify these Terms of Service at any time. Continued use of the site constitutes acceptance of the updated terms.
Last Updated: January 1, 2025
© 2025 Benefit Strategy Partners LLC. All rights reserved.